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Officeworks has partnered with
Retail only
Pay smarter with Openpay at Officeworks
Openpay lets you spread the cost of the things you want and need over time, with no interest. None.
Flexible plans from
2 - 24 months
Purchases up to
$15,000
How it works
-
Sign up easily through our app. We'll run a quick ID check to verify your details. -
Make a purchase with Officeworks, online or in-store and choose Openpay at checkout. -
Pick your plan and pay your first instalment today. The rest is spread over fortnightly repayments.
Openpay plans
Retail only
Plan duration
2 months
3 months
4 months
6 months
Minimum plan spend
$5
$50
$50
$500
Maximum plan spend
$2,000
$2,000
$2,000
$2,000
Your first instalment
20%
20%
20%
20%
Establishment fee
Free
Free
Free
Free
Plan management fee per fortnight
Free
$1
$2
$3
2 Months
3 Months
4 Months
6 Months
Minimum plan spend
$5
$50
$50
$500
Maximum plan spend
$2,000
$2,000
$2,000
$2,000
Your first instalment
20%
20%
20%
20%
Establishment fee
Free
Free
Free
Free
Plan management fee per fortnight
Free
$1
$2
$3
Plan duration
6 months
12 months
18 months
24 months
Minimum plan spend
$500
$2,000
$2,000
$2,000
Maximum plan spend
$5,000
$10,000
$15,000
$15,000
Your first instalment
10%
10%
10%
10%
Establishment fee
Free
Free
Free
Free
Plan management fee per fortnight
$3
$4
$5
$5
6 Months
12 Months
18 Months
24 Months
Minimum plan spend
$500
$2,000
$2,000
$2,000
Maximum plan spend
$5,000
$10,000
$15,000
$15,000
Your first instalment
10%
10%
10%
10%
Establishment fee
Free
Free
Free
Free
Plan management fee per fortnight
$3
$4
$5
$5
Gift cards are unavailable to purchase with Openpay
 For purchases up to $1,000
|
 For purchases over $1,000
|
|
| Account limit | Up to $1,000 | $2,000 to $10,000 subject to credit approval from Zip |
|---|---|---|
| Interest free period | Always interest free |
No interest for 12 months on purchases over $1,000 No interest for 6 months on purchases under $1,000. Annual rate of 19.9% on outstanding balance after interest free period expired |
| Set up fee | No set up fee | $25 (one off fee added to your balance) |
| Minimum repayments | $40/month | $40/month or 3% of owing balance (whichever is greater) |
| Payment frequency | Weekly, fortnightly or monthly | Weekly, fortnightly or monthly |
| Account fee | $6/month where there is an outstanding balance | $6/month where there is an outstanding balance |
| Late fee | Learn more about Zip Pay late fees here | Learn more about Zip Money late fees here |
Available for purchases over $55
Gift cards are unavailable to purchase with Zip Pay or Zip Money
What do you need to apply for Openpay?
When applying for Openpay, you will be asked to provide personal information, and you must:
- Pay your first instalment
- Be aged 18 years+
- Provide your mobile number
- Provide a valid email address
- Provide details of debit or credit card in your name.
- Provide a valid AU photo ID (or NZ if a resident there)
- Pay your first instalment
- Be aged 18 years+
- Provide your mobile number
- Provide a valid email address
- Provide details of debit or credit card in your name.
- Provide a valid AU photo ID (or NZ if a resident there)
Quick Questions
Full returns and partial refunds are available. Please return your goods to the merchant they were purchased, in line with the
merchant’s returns policy. Once approved, you’ll receive a full or partial refund of any payments you’ve already made to us. All returns
are subject to the merchant’s return policy.
Our plans are made up of equal weekly or fortnightly instalments. Your first instalment is paid on the day at checkout, where you can
then customise your second instalment date (up to 14 days later). All remaining instalments will come out a week or fortnight apart, as
chosen by you. If you need to reschedule any payment dates, give us a call to learn about your options.
Depending on the purchase amount you are making, you may be asked to consent to a credit check. In those instances, your consent will be
clearly requested before a credit check is performed and your Openpay plan is created. Please note, this will lodge a credit check which
may impact your credit score.
Absolutely! You can open multiple plans for separate purchases, all plans are approved on a case by case basis. When you choose to pay
with Openpay you will be told instantly if your plan has been approved.
Openpay is committed to responsible spending and lending, we consider a number of different factors before approving each plan.
If you require more than your available spending limit, you can apply for a higher amount from the Openpay app. From the app homepage,
simply tap ‘Get Pre-Approved for more’.
Our team will review the application, and if you have been pre-approved, you will soon receive a confirmation email with the details of
your new limit.
Establishment fees and plan management fees may be applicable – these will be disclosed to you before your plan is finalised, as they vary
from merchant to merchant. If a payment is not made by its scheduled date, a late fee of $9.50 will apply. These fees are also outlined in
the email sent to you on confirmation of your purchase.
We understand that there are times when you may not be able to make a payment. Please contact Openpay on 1300 168 359 before your payment date to learn about your options to reschedule the payment and avoid late fees.
Learn more here.
We understand that there are times when you may not be able to make a payment. Please contact Openpay on 1300 168 359 before your payment date to learn about your options to reschedule the payment and avoid late fees.
Learn more here.